Credit Card FAQS
How much can a credit score go up after a debt is paid?
I recently paid two debts off and my score dropped two points is that normal? Last, how soon/much will my score go up when it is acknowledged by the credit bureau? Any info would be greatly appreciated…. »
How can a person with a credit score of 520 finance purchasing a new used car?
Let’s say the persons original car is literally on it’s last leg. However, they have a very low credit score and don’t have that much money in the bank living paycheck to paycheck. What other options are out there? What if the person already tried joining a credit union and was rejected because of low… »
What is the minimum credit score needed to get a housing loan in Wisconsin?
I’m wondering the minimum credit score to be approved for a housing loan in Wisconsin. My credit isnt that sharp at the moment but have recently opened credit cards and have been paying them off monthly. Im also wondering how quickly a credit score can go up with paying bills on time and avoiding hard… »
What kind of credit score is a 20 year old suppose to have?
My credit score is around 744-749. I have 2 credit cards and a small student loan in deferrment until 2014. How could I raise my score even more? Will applying for another credit card help? What kind of credit card would raise my score up more and how should I manage it monetarily? Thanks… »
Student loan to credit card?
I currently have a student loan that I am paying on, however, I feel like I am making no headway because of the interest. Would it be better to put as much as I can of the loan, on a 0% APR credit card that way I can make paying down easier? If not, any… »
Should I transfer some 8.5% loan balance to a 0% APR + 4% fee credit card check?
I got a pair of checks in the mail today from my bank (Citizens). The target loan’s interest rate is 8.5%, (balance remaining is ,200) and my credit limit is 00, so the idea here is that I transfer 00 to my credit card and pay 0% interest (but a 4%-of-total-transfer fee). With some quick… »
i got a new credit card from HSBC for 0% apr after 6 billing cycle? should i activate it now wait until i need?
i got a new credit card from hsbc for 0%apr after 6 billing cycle? should i activate it now or wait until i need. I will need it later for a big purchase. or the 6 billing already started since the date the card was issued or it goes to effect once i active it…. »
Why did liberals not care to mention that Obama inherited an AAA credit rating from Bush?
They are always talking about the wars, debt, patriot act (which Obama has done nothing about, bastard), but never mention Bush’s credit rating, which Obama couldn’t uphold. dear; ?. That’s fine and all, but I never said I liked Bush completely. Last time I checked we are still in a big wasteful war, and Obama… »
Credit cards 10 years from now – 0% APR for 5 years?
Why not – I saw one with 0% for 18 months. How far will they… »
Why is the credit card company charging me apr for the whole year when I was only 15 days past my 0% apr promo?
ok so I had a balance of 3000$ on my credit card with 0% apr…my 0% apr offer expired on September 1st and I paid of my balance of 00 fifteen days later but now the company is charging me 25% apr on those 3000$ ..almost 600$…Can they charge apr for the whole year even… »